USS is now under attack

  • The employers want to end guaranteed pension benefits.
  • They say your final pension should depend on how your 'investments' perform and not on your contributions.
  • We say it's wrong to risk our members' futures.

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Allocation of pension

Allocation is an arrangement, only available in USS, whereby part of a member's pension is given up in order to enhance the pension of a spouse or dependant following the member's death.

Allocation is an arrangement, only available in USS, whereby part of a member's pension is given up in order to enhance the pension of a spouse or dependant following the member's death.

The USS allows the following to make an allocation of part of their pension: members who are over age 50, in service and with five or more years pensionable service; or a USS pensioner who has retired less than one year ago; or a USS pensioner who has married, after retirement, less than six months ago; or a member over 50 with entitlement to deferred benefits. A member retiring on ill-health benefits cannot make an allocation. If an allocation has already been made but was done within 12 months' of the retirement date USS Ltd may cancel the allocation.

Once made, allocations are difficult or impossible to revoke.

Further information

USS factsheet - allocation (pdf)

Last updated: 27 April 2016